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Habitat of Humanity of Key West and the Lower Florida Keys

 

 

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Home Ownership

Habitat for Humanity of Key West and Lower Florida Keys, Inc. does not build houses FOR families; we facilitate a partnership with families who demonstrate need, the ability to pay the mortgage, and a willingness to partner with Habitat for Humanity. This partnership also engages community supporters who join the families in the home building process and provide both financial and in-kind support for building supplies and materials.  Homeowners invest hundreds of hours of their own labor, or “sweat equity,” into building their Habitat house and they pay back a no-profit, no-interest mortgage.  

Habitat for Humanity of Key West and Lower Florida Keys, Inc. is committed to the development of decent, affordable homes. We also are committed to work with partner families to insure that the experience of long term home ownership is positive and successful. Families are trained and supported in a variety of skills, including: basic construction skills to assist in the building of their house; home maintenance skills; various home improvement skills; neighborhood involvement and cooperation skills; budgeting and consumer awareness skills; and others as necessary.

We have had the pleasure of working side-by-side with many families in the Lower Keys over the years. Our Partner Families are amazing people dedicated to working hard, helping themselves and others achieve the dream of purchasing and owning their own home. Each home has a story; each home has touched the lives of many people. We are excited about the future of Habitat for Humanity of Key West and Lower Florida Keys, and look forward to all of the new stories waiting to be written. With the recent completion of Bayside Landing, more than 50 working families have a home of their own in the lower Keys!

Find out how to be a Qualified Buyer!

Download!

Download our Qualifications for Homeownership.



Habitat for Humanity of Key West and the Lower Florida Keys is currently in a CLOSED APPLICATION PERIOD for our Homeownership Program.


We will give community notice when the dates are selected to open the next application cycle. Thank you.

 

 

Partner Family Selection Criteria

Anytime a Habitat home becomes available, Habitat for Humanity of Key West and Lower Florida Keys utilizes a Family Selection Team to facilitate the selection process for a Partner Family. The team believes and insists on nondiscriminatory family selection criteria for all potential homeowners. Race, color, ethnic origin, religion, sex and family composition are not factors considered in the selection process. Partner families are selected according to the following criteria:

A. You have a need for adequate housing.

  • Current housing is inadequate or too expensive
  • Unable to obtain a conventional mortgage

B. You have the ability to pay the Habitat mortgage.

  • Steady income within the guidelines below
  • No unpaid liens or judgments

C. You are willing to partner with Habitat.
Fulfill all partnership requirements for Habitat homeownership, such as:

  • Complete sweat equity
  • Participate in homeowner education classes
  • Contribute down payment
  • Live where Habitat is working

Equal Housing OpportunityWe are pledged to the letter of and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing b ecause of race, color, religion, sex, handicap, familial status, national origin, age, marital status, sexual orientation, or sources of income.
 

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Habitat for Humanity of Key West and the Lower Florida Keys

6631 Maloney Ave., Stock Island
Key West, FL 33040
Phone: 305-294-9006
MAIL: P.O. 5873, Key West, FL  33045
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Our Big Pine Restore has suspended operations effective February 28, 2017. We are currently not able to accept your donations of furniture, construction materials, clothing, etc. We apologize for any inconvenience. We continue to search for a new location and hope to re-open soon. Thank you for your support.

Coconut Closet Boutique
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